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BharatNXT's Refer & Earn: Join Now To Earn Exciting Rewards

BharatNXT's Refer & Earn campaign is a golden opportunity for you to earn big while helping your friends and family simplify their business payments.

How Does Refer & Earn Campaign work?

Refer & Earn is a marketing strategy where existing users of a service or platform are incentivised to recommend it to their network. This recommendation often comes in the form of a referral link or code, which tracks the user who made the recommendation when someone new signs up or makes a purchase or gets a service done. In return for successful referrals, the existing user receives rewards such as cashbacks, discounts, bonus points, or other benefits.

Why are people using Credit Card to make rental payments

For small business owners and start-ups, rental costs are one of the largest overhead expenses incurred each month. Office spaces and small business establishments rental cost can be as high as Rs 200 Per square feet in a city like Mumbai and if footfall is essential for your business you may end up paying a premium for prime business spaces.

Growing era of Credit Cards in businesses

A highly underrated tool with tremendous potential for managing working capital usually lies dormant in the business owner's pockets – the Credit Card. The main reason for the hitherto untapped potential of this credit line has been the lack of a means to transact without a(Point of Sale terminal (POS) being offered by the Seller or Service Provider. This severely impacted the ability of the card holder to transfer money to bank accounts that were not linked to such POS systems.

Should I pay my vendor using my Credit Card?

There is a ‘super power' that lies unutilised in the wallet of an entrepreneur. While its uses are known to many, Fintech-led innovations have NOW made hitherto impossible use cases possible for business owners.

Merits of Credit Card over a BNPL line

Do you often face the situation of a gap between funds required and those available in the business for monthly expenses? Need to make payments on ‘day 1' to your suppliers and vendors? Not left with enough cash for your business expansion plans?

How to improve credit score - tips to take credit score to the next level

Credit score is a three digit number which is used by banks and NBFCs to check how likely you are to pay back borrowed money. In other words, credit score determines your creditworthiness as a borrower. Your credit score can range anywhere between 300 - 900, and anything above the score of 720 is considered as a good credit score.

Vendor Payments Made Easy for MSME'S

The Micro, Small, and Medium Enterprises (MSME) sector is a very important piece of India's legacy economic model and a part of the critical supply chain for products and services. This sector is considered the job creator and plays a crucial role in providing large-scale employment and industrialization in rural and backward areas.

How MSMEs could reduce their receivable days

How Credit Cards Can Empower Women-Owned Businesses?

By being different, women entrepreneurs create new jobs for themselves and others. They provide society with different solutions to management, organization, and business problems, as well as to the exploitation of women's entrepreneurial opportunities. India has 13.5-17.5 million women-owned enterprises. Women entrepreneurship can potentially transform employment in India.

Pay Rent With Credit Cards

Since rent is a sizable monthly outlay, you may be considering charging it to a credit card in exchange for rewards and improved cash flow. After all, compound interest increases if you leave your savings in the bank for an additional month.

Credit Card Payoff Calculator

There are two ways that credit card companies make money. When you use your card to buy something, they charge fees to stores, bars, and other places that sell goods and services. The other thing is that they will charge you interest and fees.

Best Credit Card For Airline Rewards

Having a credit card that gives airline rewards can completely shift the game for regular fliers or avid travellers. The correct credit card can help you rack up miles or points toward free flights, better seats, and other perks throughout your travels.

6 Best Credit Card Applications Online

In today's digital age, managing credit card bills has become more convenient with the availability of credit card apps online. These apps allow you to easily pay your credit card bills, track expenses, and manage your finances on the go.

Best Credit Card For Hotel Rewards

This is where a credit card with good hotel rewards comes into the picture! Also, if you're a frequent traveler, a hotel credit card with great benefits can greatly simplify your trips and cut costs. You can earn extra reward points, get free room upgrades, and stay for free, among other perks, with a hotel loyalty credit card.

Best Credit Card For Small Business Owners

The use of business credit cards by entrepreneurs to establish (or restore) credit and solve cash flow problems has repeatedly been shown to be a useful strategy. In 2019, 53% of businesses said that credit cards were an external source of funds.

Understanding Credit Card Interest Charges in India

A credit card interest charge is the cost charged by credit card issuers for borrowing money. It is generally stated as an annual percentage rate (APR)—which is usually variable—meaning they can alter depending on a benchmark like the prime rate. For instance, if your credit card charges a prime rate plus 10% and the prime rate is 2%, your APR would be 12%.

5 Best Credit Cards For Fuel In India

According to a report, an average Indian spends 17% of their daily income on fuel, the highest among all countries in the world. Moreover, diesel was the most consumed fuel in 2020 with approximately 88 billion liters, followed by petrol with a consumption of roughly 37 billion liters.